For a non-precision approach, I want a student configured at the appropriate speed (usually 90) and with one notch of flaps (if able). The flaps can be dependent since we can't use them on a 120 knot approach.

On an ILS, I want 90 knots and flaps and gear down at one dot below glideslope before the intercept. Same rules on the speed here, but the gear should definitely come down. Like patton said, students who have a profile learn the multi instrument procedures better.

If you aren't sure, I would ask for suggestions from your instructor. He or she can give you a picture of what they are looking for. They should also be able to give you a reason why they do it that way. That will help you make the same choice when you complete your rating.