I'm too lazy to look it up, but do any of you have hard data from financial reports stating what percentage of a legacy's revenue comes from credit cards vs the operation as a whole? Is the operation actually running at a loss that is enabled by credit card sales, or is this just a popular narrative that is blindly repeated? My guess is that the data will show that while a significant source of revenue does come from the sale of credit cards, that revenue is just a piece of a multifaceted stream produced by a very large network.