I retire in a year (non aviation) and plan on attending US Aviation/Liberty University in Texas. I have finished my PPL and was thinking of getting my instrument rating while still active. However, if I get my instrument, I no longer qualify for the R-ATP from Liberty.

What are some things to consider while making the decision to get instrument rated now or wait for school?

With the current hiring, would it even be realistic thinking I could get hired at R-ATP minimum hours?

Just looking for some opinions from people more experienced than I am.