The "risk" discussion was very specific to a guy with a legacy CJO and some time to kill... in that case bizav is all downside, no upside.

91/135 is what it is, always has been and always will be. If want to make it a career, bro up and laser focus on only the best gigs. Those exist and if you have motivation and a good resume you can get there. But not by shotgunning apps on the interwebs... going to need to network aggressively.