Originally Posted by
coflyr
People like to say Dave Ramsey's advice is outdated or doesn't work, but we just paid off our house in our early 40s and it has absolutely worked for us.
A lot of his advice is great, but some of it isn't. Again, most people in the US are unable to do a 15 year mortgage and still have it less than 1/4 of their takehome pay. Most of us here are in a position that we can. But that's not the average American.