Originally Posted by
higney85
The company DC money hits the 401k first and once hitting 415c or 401a17 the “spill” goes to the MBCBP. For 2025 the company can contribute $59.5k (17% x $350k) and it’s up to the pilot to utilize the 402g contribution limit and/or 401A (after tax contribution) to get more dollars in. The 414 limits (catch up contributions) are still separate than any company contributions.
So Delta does not limit company contributions to the 401k. United loa 2025 dc limit 46.5 and Delta dc limit 59.5. United with an unapproved CBP plan is affected by IRS Contingent Benefit Rule but Delta with an approved plan is not. Hmm