If the Delta plan doesn’t have a similar provision to satiate the contingent benefit rule, I certainly would need a reason from ALPA as to why we need one before voting yes on this.

They should have lead with a comparison between to the two plans since we already know what is possible.

The LOA and the accompanying guide also do not delve deep enough into the administration of the plan. In-service withdrawals-how often? Portability—if you leave before age 59.5, the IRS allows you to roll a CBP into an IRA. Is that allowed here? Plan administrator? This is basic stuff.