Originally Posted by AKNGPilot

Go read the Contingent Benefit Rule at https://www.irs.gov/pub/irs-drop/rr-08-40.pdf. It prohibits the employer from incitivizing one retirement/benefit plan over another in a meaningful way. By limiting the amount of direct contribution in to the PRAP, the company is going beyond giving an incentive, and is forcing me to funnel more cash in to the PRAP. I am not smart enough to know why the company is actually doing this, but I am positive this isn't good for the pilot group.