Originally Posted by UALinIAH

It's a great deal for old farts like me as we can put it all to work at 59.5 by sweeping it in our PRAP but I'm a hard no because of the gives. Forcing me to use my money to fill the PRAP? Um why did we get 17/18% B/C fund when I'm still going to have to put my own max money into it? I'll lose the option of funding the RHA (tax free retirement money) for 2-3 years at least according to the Podcast. The 2024 AHRA money will not be swept in January either which means it's sitting in a money market for 2-3 years earning nothing. At least the RHA made 8.5% this year and is tax free when I pull it. The UPA that we voted in says the company will do it and they even came up with a plan for the people who feel they've overfunded it by maxing the amount of spill to $10k and then it's paid cash. So now they're catering to them even further? The same ones pushing to pad their retirement by 2 more years as WB CAs? Hard pass.