Originally Posted by
UALinIAH
I'm in that demographic as are my friends. It's a no from me and most of my friends as the RHA stop for 2-3 yrs have hit us hard. We lived through the lost decade as FOs and are just now reaching WB CA so we don't have the recommended $315k RHA accounts. And yes I have tric care
Well, we don’t have the plan details, which is also a shortfall, but in your boat if this passes I would be maxing the contributions to what I can possibly afford, rolling it over to the PRAP or an IRA and converting it to ROTH. Same tax liability if you just had contributed it to a brokerage account as you mentioned, but with no tax in the back end.