Thread: PRAP
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Old 11-27-2024 | 09:49 AM
  #151  
Otterbox
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From: Gear slinger
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Originally Posted by FlyPurdue
I am surprised, because they get a 37% haircut on every dollar of that cash.

you don’t like how conservative the CBP is…make your PRAP more aggressive to make up the difference.
Don't forget state and local taxes Medicare and Medicare surcharge taxes Union dues... 39.35% - 50% depending on location.

Even then cash over cap is the best situation long term (13000@6% < [email protected]% over 20+ years). Pilot groups should be pushing for abolishing MBCBPs and RHAs.

Short of that, MBCBPs > RHAs for the inheritability aspect.
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