Originally Posted by
dailyops
With the next UPA if we get 19-20% DC we will basically max the 401k with company contributions alone. However, if we vote in this LOA cap, then that will never happen, and you'll be stuck with 30% of your company contributions in a bonds account.
read it again. You won’t max it solely on company contributions because of the IRS limit. You can’t max it now, either, because of that.
19/20 % would just hit the company PRAP contribution sooner in the year.