Originally Posted by
KnightNight
I’m not in that income bracket yet but isn’t the max HRA spill 10,000$ a year? That would be a lot of years to get to $300,000
If you fund the after tax 401K (immediately rolled into Roth) You can get a lot more RHA spill. Another option would be forfeited vacation. I ended up with over 45K HRA spill this year. I’m not super excited about that much since I have Tricare, but I’m trying to get as much Roth money as I can.