This is so dumb - we will vote this down, and then in 2 years we will get an identical product but with no MR vote attached, and 2 more years of PRAP Cash and an over funded RHA/AHRA.

Did anyone read last evenings Q&A? I still don’t see any downside to this LOA. My financial advisors love this - we can be more aggressive in other buckets because we are insulated with the bond mix in the CBP.

Typical C33 is just parroting half truths for their own agenda.

Remember, perfect is the enemy of good - and i don’t see any benefit in voting this down, and getting the same agreement, in 2 years without any of the tax shelters during that time.