Originally Posted by
Chuck D
I'm in the under 50 group with a modest RHA so far and still love the idea of shoving as much as I can into a CBP for over a decade plus hitting 415c limit plus catchups in your 50s plus backdoor Roth IRA before rolling it over at 59.5. Doing the math on that it's an opportunity to stash an astonishing amount in a relatively short period. But I also don't think it will pass and understand it could use a few tweaks for many.
I've got a decade on you and I too want the CBP. Just not this LOA version. I just want the CBP we were sold on with our UPA. IOW a mirror of DAL. I'd prefer to wait on the right one, not the right now one. It was my understanding that this would be an option with somewhere to put the 17% spill as an alternative to the RHA. This LOA isn't that.