Some of the items they bring up don't seem like they have a total grasp of the program because they're Fedex, or is it they'll be managing less money?

Try this:

https://www.youtube.com/watch?v=RJINo8GtA5Y ...a United pilot that gives you the pros and cons of each without telling you how to vote. They even post investment info without a fee - online.

If someone has other investment advisors that have posted videos, post em!