Oh definitely. He is unapologetic about it. I have talked to him about his strategy (a long time ago, prior to the premium sick bank giveback). He just burns it and will be zero when he retires soon. He, along with a few others are on my evidence exhibits when and if I ever get called on a sick pull (not that I would in my base). For all BGs faults, he is very open and honest about what he is doing and doesn't play any shady games. Its transactional for him and I honestly respect that. Dude made more money in July than I made in 2016.