Originally Posted by
Led Zep
Good on ya 328dude. You are one of the few people who look long-term instead of just looking at the monthly payment. Also, going to a 15 year means you will also
own your home a lot sooner too.

Yea, I love it when the car dealers ask what kind of payment your looking for. Never negotiate anything based on a payment. If you have a certain amount you think you can swing each month, you can't afford it.....
If you negotiate the price of the car rather than the payments and terms, you will be way ahead of the general population and it's ticks these slime balls off.