Originally Posted by
OOfff
how long is 11% appreciation sustainable? will the actual real value of the us equity market keep doubling every 6.5 years?
past performance is a tough sell for someone with 40 years left
The history of the performance of the equities market is so long at this point that it (with some variability) is a good indicator of future performance. Want less risk, though—use option collars. You’ll take a hit in long term performance, but still better long term than bonds.