Just wanted to quote this for importance. Most of the sub-45 year old pilots at Delta have a good shot at living long enough to see medical advancements that propel us into our late 80’s/early 90’s for life expectancy. $5M, or even $10M may sound like plenty to retire on in terms of today’s value. But it isn’t. It’s not nearly enough. Inflation will persist for a long time to come and saving as much as possible right now to take advantage of compounding interest is of the utmost importance.