Originally Posted by
CX500T
At the 4% rule that gives me $140k a year in today's money in retirement. Paid off house. No crazy toy expenses. Add in $20k (2025 dollars) VA disability and $36k in Navy retirement starting at 58, I'll be fine.
But when people retiring in the next 1-5 years with $6+M in 2025 dollars tell me that Ill have $25M+ and they need 2 more years rings hollow.
I submit, that only will you be doing fine, you will be absolutely killing it. Using your 4% withdrawal and a 9.5% ROR on 6M will net you an additional 330,00K a year plus all your other little goodies which you earned (maybe even SS which you didn't include) Oh, I know, that is future dollars and due to inflation won't be worth as much but your egg will be increasing in value by about 500k a year
after expenses.
BTW...how did you manage to bring age 65 into the discussion? (rhetorical) And 25M???... never heard that before(also rhetorical)