I have a lot of questions about this plan and will look forward to a Q&A. Could be interesting from a tax perspective if you knew you were going to kill it the next calendar year so you could defer some then take it easy subsequent year and live off some of it and pay overall less taxes. Not sure if that’s an option though and you’d have to know in advance that you could kill it that year (not always obvious). Also, I would wonder if the deferred comp counts into your disability calculation in such a situation.