I went from maxed out NK to FYFO. I am lucky I could afford to just accept the cut, and not have to make up the difference. In my 2 months of training I averaged 105 because you are working a lot of days (M-F). In my 10 months on the line including OE I have averaged 84Hrs. I did some aggressive pickup but that was to avoid getting trips I did not want, not for extra money. Mix of line + Reserve. All the extra credit I got was add pay for disruptions and one 1 day trip at 50%. Got a good start for September, got RR into a day off, 10Hrs add, and an extra day off, to come home a day later... If you need the $ bid a line, look at the pool to trade days down, and pick up in base if you don't commute. Last minute premium is FCFS so spend the $1.99 on crew companion text alerts.

More importantly, spend the money on the interview prep, to increase your chance at getting the job!