Your math is incomplete. During those 2 years of stagnation a pilot could easily lose 100-200k by delaying upgrade to larger equipment or the left seat. Now add in the lost retirement contributions, over the remainder of their career, and the value that money would have grown over that time. Let’s also not forget the additional time it will take to hold the schedules/vacations you want and/or manipulate your schedule to make more money. Now we’re talking maybe an additional 3-400k, AT MOST. No thanks, I’d rather have more income now, when I need it (kids, college, retirement, etc), then have to push myself another 2 years before I can finally enjoy the fruits of my career. By that point time will be more valuable to me than an arguably very small monetary gain. The only folks who will gain anything really meaningful from a retirement age increase are those at the top the day it goes into effect. The “everyone makes more money so it’s a good thing” argument is incomplete at best, bordering on disingenuous.