Originally Posted by UALinIAH

Not only can you minimize spill into it, you can use it to pay your Med/Dental/Vision insurance to take your active RHA down to $0 each year. So if you’re afraid of dying before using it all, the system is designed to allow us to have close to $0 balance with some planning. ALPA puts out calculators every year on the R&I sight about how to Min/Max RHA funding.