Exactly my point, thanks for making it. There is a big difference between extending the age by 2 years and losing your pension due to your company going bankrupt. The age extension would be a blip(some it helps, some its hinders) a banrkutcy wiping out ALL QOL, ensuing 48% paycuts anf loss of pension would certainly be closer to the definition "ruining a career.

Or are they both the same to you?