Originally Posted by Planetrain

Just a small PSA….
If you haven’t signed up for 1) ALPA (Voya) Accident and 2) ALPA (Voya) Critical Illness insurance for you and your family, you’re doing it wrong. I glossed over it for a few years and signed up after listening to one of the engage podcasts on this topic earlier this year. Never had to use either insurance yet, but recently turned in my well visit “claims” for the first time (to the dentist), and just had the deposits hit my checking account. Several hundred dollars that far exceeded my premiums. YMMV based on age and how many family members, but worth checking out. You can sign up anytime through ALPA national website, but certainly worth considering as we coincidentally approach open enrollment in November for the company benefits. If you’re younger, this is as no-brainer as DPMA. Don’t miss it! Basically free money.