70k at a regional in 3 years? That's almost ridiculously optimistic. We should do a poll here of 3-year regional pilots and see what the average W2 income is. I'd suggest somewhere around 45k. I don't really see any payscales that would provide that even after 5 years and an upgrade, unless you pick up lots of OT and work a ton. Also, keep in mind there's the possibility of having to change companies and start over during that period, for whatever reason. And also importantly, regional flying went through a huge expansion from the late 90's until now, and that seems to be coming to an end. That means most regionals will be shrinking, which has a very negative effect on upgrade time and earnings potential. It could be counterbalanced by growing major airlines, but that doesn't look likely any time in the next few years.