Originally Posted by Grumble

No way should insurance providers have a publicly traded profit incentive. National health care program, similar to Tricare. Eliminate the state fiefdoms for insurance companies.

You get a premium refund to cover the cost of gym memberships, fitness clubs, etc.

Every two years you have to do a physical fitness test and medical eval to determine health and fitness level, BMI, etc. The results of this test determine your insurance premiums.

Waivers for pre existing conditions that are genetic or unpreventable (metabolic, drug, smoking, diet induced, etc don’t count).