We (wife and I) recently interviewed several firms who are local to my area and finally settled on one. Lots of learning along the way as you don't know...what you don't know! Of course, they are placing us into much more conservative investments than I have been in the past. Their firm has a "team" approach to services, of course there is 1 person in charge of the team and several on the investment side. They ran Monte Carlo sims on our scenarios with several markers along life's path for replacement autos, extra money for life events, anything we added (a wedding one day), long term health care, and of course vacations! Additionally, their service includes a 3rd party vendor to assist in healthcare (Medicare) and another party for insurance review and recommendation. There is an in-house legal counsel to speak with about family planning documents (will, living, medical, trust, etc.) as a review; additional fee if you require creation or execution of services...at least the review and recommendation is included. None of their 3rd parties sell anything or are aligned with anyone; they provide the computing power and knowledge in assisting with any selections should you choose those routes. The fees are fixed based on X 1st MM, Y 1-2MM, Z 2-5MM. Generally, they use Schwab and Fidelity but are not associated with either as they are independent. RIA and several other disciplines.

These are just some of the ideas you may consider in whomever you choose.