Forgot to add: Plumbing and HVAC done while on RES. Put in a boiler yesterday in my house. Neighbor who helped me unload it from the truck asked if I could look at the HVAC system in his studio (he's a musician). I put in a humidifier since his old one was beyond repair and picked up a second one since the cheap #&$#*s who had my house before had ZERO in a house with four furnaces and a boiler (in floor heat in addition and in garage so no humidity added like a steam radiator) and his wife has brought over a ton of awesome italian food.
Reserve isn't bad.