I'd probably stay, its too hard to give up a well paying part time job as well as the delayed seniority benefits that would have accrued sooner. That's my point. Stop moving the goal posts and retire with grace. That's also why I said if its going to happen I hope its the month before I retire or sometime after. It's either of maximum benefit to me or doesn't hurt me at all. Also, as I stated, I hope it doesn't happen. Play the game as the rules have been laid out, don't advocate for changing them when its most advantageous for you (aka when your the most senior and benefit the most).