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Old 12-26-2025 | 04:09 PM
  #15  
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CX500T
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Veteran: Navy
5 Years
 
Joined: Nov 2017
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From: NYC 7ERA
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Originally Posted by at6d
I’m on the Regular Plan at SWA. I was denied my first cath procedure the day before the event. My AME had a peer-to-peer phone call which straightened it out.

The second event was denied 30 mins prior. They said there was nothing I could do so I went back home (out of state). Cost me four days and my AME was at his wits end.

At first I was told to pay for it out of pocket and apply for the reimbursement. Well, I wasn’t about to drop $80K…

I blew up the union and company phone lines, utilized our union-hired intermediary to no avail and then finally made a call to a company VP office which eventually resolved it.

I’ve withheld a lot of detail but this particular part of being denied was very disappointing (not surprising though).
Sounds like dealing with health insurance here at Delta. Is SWA self insured (some insurance company 'manages' but SWA pays actual claims) or is it actual insurance?
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