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Old 01-04-2026 | 08:16 AM
  #76  
jerryleber
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Originally Posted by rickair7777
That was an era when BK was allowed as a matter of bookkeeping convenience, vice last-ditch survival option. So the court probably didn't see the equity in wiping out common shareholders if the company was only moderately distressed.

But laws have changed since, you need to be in really bad shape for the court to even entertain a BK plea now. That's for corporate, as far as I know individuals can still load up the lifestyle on credit cards and then just tap out at any time, no questions asked.
Spirit's two trips to bankruptcy seems to undermine your corporate argument and the 2005 BAPCPA legislation made it more difficult, expensive, and less financially advantageous for consumer debtors to file for bankruptcy, particularly Chapter 7 liquidation.
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