Originally Posted by
gmanpsu
Worth noting is the automatic conversions are only to the Roth 401(k). If you want to move those contributions to a Roth IRA as I understand it you have to call them each and every deposit.
I do the same thing as mentioned above. Max out my 401k Roth contributions (which is 24.5k) this year, then I make 401a after-tax contributions that are automatically converted to Roth via a one-time phone call I made to Fidelity. It’s all done automatically.
Doing a Roth conversion into an IRA is different and requires a phone call every time but you should only be doing that once a year anyways.