Originally Posted by
Flyingphi
LTD needs to be fully paid by the company. Most don’t know this, but 401k contributions stop once you exhaust sick hours and your ESB which will last a max of 1 year.
That's because our LTD is tax free. Can't have 401k on no income. Do you want to pay taxes on LTD?
Also we technically get CBP contributions on our LTD (when implemented it'll be invested).