Originally Posted by
biigD
This is how I play it. Covid scared the **** out of me - when we were all asking existential questions about our careers, a big war chest to pay the bills was how I slept at night. And not just enough for six months, but long enough for me to do a complete career pivot if necessary.
Same.. even as a fairly senior NB captain, I still plan for the possibility of my income going to zero and make sure I have the capital/liquidity to coast for multiple years.