Originally Posted by Gone Flying

not sure I agree with your logic trip. My mortgage is 6% and only part of the interest is really affecting my deductions, meanwhile my savings account yields 3% and all of that money is taxed as income. ( without my mortgage interest I wouldn’t be close to the standard deduction limit, so all the interest between that gap really isn’t affecting my taxes)

if the economy goes south I can just re-cast my mortgage and lower my monthly payment. That seems better than selling a bunch of stock at the bottom of a market.


paying down my mortgage is just one way I’m diversified. I invest about the same in a brokerage every month as I use to pay down my mortgage, and that’s after maxing out as many tax advantaged accounts as we have.