Originally Posted by Trip7

There is a way around it but the caveat is you can only do it once a year. It's called the 60 day rollover. You can withdraw from Optum to your personal checking account then once the funds settle you can transfer from your personal account to Fidelity HSA. I did it this year after a month of waiting for Optum to transfer my money.

Don't take my word for it. Research HSA 60 Day Rollover