Originally Posted by
tennisguru
I do the exact same thing. For anyone who might not know, the bummer is Optum is now charging the $20 transfer free. If you leave less than $20 in the account with the transfer it will be denied. So you need to leave at least $21 in for it to go through. The good news is it is very easy to make that $20 back with the multitude of better investment options at Fidelity.
They reduced the amount I transfered by $20. I didn't know how it would be paid, so I left $20ish I'm the account. Still have $20ish and my Fidelity transfer was just $20 less than what I said to send. Which sucks since I can't do anything with the money left in Optum now until next year. And no I'm not doing the 60 day rollover on $20.