Originally Posted by Apejackson

Thanks for pointing out the ability to do this. I have been transferring almost the entire account to Fidelity every other month sometimes every month. It was extremely frustrating with the amount of time it took for the transfer to go through. Then I went to transfer again and saw the “penalty” had been applied to my last transfer. I was just going to go to one transfer a year to “keep the cost low” (yes, I know it’s hilarious given our income level) but this option makes me feel better not having MY money out in the ether for over a month.