Not to pick on you, but you haven't been around the airline business long have you,? Might I suggest you read "Flying the Line, Vol. I, II, and III." Also a good one is "Hard Landings." Ever since De-Regulation, pilots have shown up for work to find airlines shut down, doors locked, planes repossessed, and paychecks bouncing. It's the nature of the game and we are but grist for the mill. The best defense is to be optomistic but plan for the worst.