Finish school...I assume you can do that while working as a CFI?

Given the current state of the industry there is no guarantee that they won't furlough soon (DAL is trying their damndest to fire PCL, remember?).

Also the fuel situation is an unknown bogeyman...normally the industry rebounds from downturns, but if oil gets worse, the only people who will be airline pilots will be those who are already far up the seniority list of their company. It is not inconcieveable that there will no airline pilots hired for decades. Be prepared for a non-pilot career.