You may have already made your decision about this, but I'll offer my opinion anyways. I graduated from UND and it is expensive. The cost of actual training there however is competitive, especially if you train at a FBO with the same level of equipment. You will be able to get approved for student loans to cover all 100k of your education, BUT DON'T DO IT!!! You will find yourself buried in payments out of school.
UND does accept credits from almost any community college. I suggest you spend a year satisfying all of the credit requirements for non-aviation related classes. English, math, physics, econ etc... It will take over a year off your time at UND and save you money. You can also work and save money during that time to live on your first year. You can find jobs in Grand Forks to cover your cost of living. Being a resident of ND will save you cash as well by cutting tuition in half. It will also give you a chance to apply for as many scholarships as you can before you show up on day one. If you get flight ratings before you get there, they will make you go through the courses again... so it would be somewhat of a waste of money as well.
Feel free to PM me if you need more info. Good luck