So I have a Key Bank Loan. Don't flame me, I now know that it was a bad thing to do, but it is a little to late now. I am doing fine money wise, but I was thinking that there must be a better place to have that debt. Has any one refinanced their Key Bank Loan? Who would be up to taking that kind of a loan? What I am wanting to find is a lower intrest rate.

Also, has anyone refinanced their federal loans? Who did you go through, and were you sasified? Glad you did it?

Thanks for any help.