toeman9:
You may want to check out ATP. They've got the best program out there as for as training goes. I have looked at other flight schools/academies and you accrue more multi time at ATP than you would at any other school/academy in the nation. No other facility can touch them. You come away with 190 hrs of multi-engine time.
And no, you're not starting too late. I'll be 45 when starting at ATP.
Best wishes & blue skies.
atp