Brownstain, go back to your Dungeons and Dragons - actually 375 a month is liveable, but hard with first year fo pay. It just takes some extreme budgeting and living on pb&j for a while. I had some friends who lived in philly flying for awac and splitting an apt for 500/month, and coming out in the black. Also, it will make you very happy once you have more cash with the 2nd year pay! Im trying to get on with pinnacle and if i do, i would def go in on that!