So the part on FAR where it talks about Clearence limit being IAF is a rare case? since most you file to the airport and therefore, if you lose you comm before the airport, you would just go shoot your approch regardless of time?

I guess I"m reading my FAR wrong but to me, it makes is sound like I will always reach my Clearence Limit at or before IAF. If it was at IAF, it's very clear. However if CL is before IAF, it's bit confusing since some of you get airport as Clearence Limit.

FAR says upon arrival of Clearence Limit shoot your approach at ETA if it's IAF and it it's not, fly to the IAF then Commence your approach at ETA.

Referencing above, if I was enroute to LAX and the acutal airport is my clearence limit, I can fly to LAX commence my approach regardless of time since It's not a fix?

Thank you for sharing your experiences.