Ask 10 people and you will get 10 different answers. If you are looking for reasons not to do it there are plenty of them, or if you want smoke blown up your @ss that's pretty easy to find also. I think it depends more on the individual and your unique circumstances. There are horror stories and there are people who are relatively content, I think a lot of it depends on what your expecations are. If you go to a place like that thinking it's all going to be sunshine and rainbows you're setting yourself up. The bottom line is you are signing up for poor QOL in exchange for lots of money. No one else can tell you if this is a good deal for you better than you can. Just remember no one has a gun to your head so if you decide to take the plunge don't come back here in 6 months p$ssing and moaning about how bad it is.