Here is my .02 cents. In this day and age you are going to have to find a way to bite the bullet. I know my first year at a regional I was hurting bad. Basically kept my phone off to avoid creditors. Second year I got everything in line but was still broke. Then back to 1st year at a "major" and got furloughed.
If this is what you want to do there is no way around getting that first crappy turbine job that doesn’t pay anything. If you take one of these jobs in The Cab flying caravans or 421's your still going to be in the same situation 2 years from now but you will have 2500TT with either more worthless piston Multi time or worthless single engine turbine time and you will have struggled for 2 years already. It will just make you more competitive for the **** poor regional job. I would say try and find a regional with decent commuting options or no commute at all where you fly some thing larger than 50,000 pounds, has two engines, and burns jet fuel. You can normally make the pay work for a year, the kicker is to find a place with good second year pay. If first year is 21 and second is 24 don’t do it. Example 2nd year pay examples bad: Colgan 26, Lynx 24, Trans States 25, Pinnacle 24. Better option for 2nd year pay GoJet 30, Air Wisconsin 36, Republic 31, Skywest RJ 35, Horizon 39.
I listed the sets in no particular order, with no other factors considered. I waited 6 months until I was able to qualify for one that I could survive on rather than others who would have taken me right then. Even though some of those listed with better pay are not hiring, it maybe be your only option to continue doing what you do now and survive until some of those hire again.